I was just made aware that the only remaining private mortgage insurer, Radian, is no longer going to be insuring conforming conventional mortgages at less than 90% loan to value. Currently, borrowers with good credit are still able to obtain a conforming conventional mortgage (under $417,000), with a 5% down payment, until the effective date of October 20th, 2008. So, if you are looking at homes above the FHA max ($346,250) and you are hoping to buy a home with less than 10% down, now is the time to act.
Here is a link to additional information on Radian's site.
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