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Monday, September 15, 2008

Amazing CHEAP mortgage opportunity

I am pleased to announce that Christie and I are partnered up with Dan Hrey of JP Morgan Chase Bank and can offer our buyers (and anyone across the county that might be reading this post) an amazing deal on a new mortgage.

First of all, JP Morgan Chase Bank is one of the largest, top ranked banks in the US. JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $1.8 trillion and operations in more than 60 countries. The firm is a leader in investment banking, financial services for consumers, small business and commercial banking, financial transaction processing, asset management, and private equity. A component of the Dow Jones Industrial Average, JPMorgan Chase serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.

So, when you are considering which bank to talk to when looking for a mortgage, I suggest talking to a Chase mortgage loan officer.

Right now, our preferred Chase mortgage loan officer, Dan Hrey, is offering our buyers (and anyone in all 50 states that mentions they were referred by us), the following deal:

The total bank-related closing costs for a loan through Dan Hrey will only be $400, for an application fee, which is non-refundable, when you lock your rate. There is no charge to pull your credit, make you loan offers or send you good faith estimates.

This means there is no appraisal fee (a savings of at least $350), no processing fee (a savings of at least $300), no underwriting fee (a savings of at least $295). So, the only bank-related fee for a mortgage through Dan is $400! That is likely a $600-$2500 savings, as compared to other mortgage lenders. Rates are competitive, and as of Friday afternoon, rates on a 30 year fixed conventional loan under $417,000 was 5.875%, with no points!

Another great feature of working with Dan Hrey is that if interest rates decrease 1/8%, or more, from the interest rate you locked at, for more than a 48 hour period, Dan will automatically lock you at the lower rate, free of charge!

So, if you want to compare Dan's mortgage offerings to other loan officers, please contact Dan and mention that The Real Estate Twins, Jennifer Hibbard and Christie Kinchen, referred you to him!

Dan Hrey
JP Morgan Chase Bank
8501 N. Scottsdale Rd. Ste 160
Paradise Valley, AZ 85253
Office: 480-308-5316
Toll Free: 888-242-7388 ext 5316
Fax: 866-798-4065
E-mail: dan.w.hrey@chase.com

Even if you aren't buying a home in Arizona, Dan can help you with a loan in all 50 states!

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